Knowledge is power

Have you ever wondered how lenders decide whether to grant you that coveted home loan? Your credit report holds significant importance in their decision-making process. Think of it as your financial report card, showcasing your payment habits and borrowing history....

There’s nothing quite like the buzz of seeing those words in your inbox: Confirmation of settlement of your property purchase. Settlement day can be both exciting and stressful. But once the formalities are done, it’s all worth it. If you’re planning a property...

If you’re planning a spring property purchase or to refinance you loan, get yourself the best possible chance of being approved for finance. The following are key factors in lender’s deciding on whether to give you a loan: Your ability to service a loan Your savings...

Saving for a financial goal can seem daunting, but there are many steps you can take to make it easier. Here are some tips to help you save for your financial goal: Set a specific goal: Determine exactly what you're saving for and how much you need to save to reach...

It’s estimated about 16 per cent of households with a mortgage are in a “mortgage prison”, unable to refinance to a more competitive interest rate because they can’t meet strict serviceability rules. What is mortgage prison? A mortgage prison is when you lack the...

Sorting through heaps of receipts to figure out your allowable deductions isn’t anyone’s idea of a good time, right? Property investment can be a rewarding venture, but it comes with its share of responsibilities, especially when tax season rolls around. To help you...

Do you know how much you owe on your HECS-HELP debt? While student HECS and HELP loans in Australia are interest-free, they are indexed every financial year based on a cost of living index. The recent outbreak of high inflation means millions of Australians with...